Buy SR22 Insurance From Your Phone

Request an SR22 auto insurance quote from your phone.

Get A Verified Rate

Answer some basic questions to complete the online application and begin shopping the market for the most affordable SR22 insurance plan. 

Get verified SR22 auto insurance rates on your phone.

Accept Your Rate

An agent will shop for you and send the lowest rate we can find for your SR22 auto insurance.  Review it right on your phone and then accept the rate and pay with our easy secure credit card payment processing.

Sign for your SR22 auto insurance or non owners SR22 auto insurance policy on your phone.

Sign For Your SR22 Policy

After accepting your SR22 auto insurance rate an agent will then send you the SR22 insurance application for you to sign - right from your phone.  You'll get a copy of your SR22 emailed to you within 15 minutes after completing the signing process.

Getting SR22 Auto Insurance Is Easy

Real Reviews From Real Clients


Kayla Anderson


This is the best insurance broker I could ever come by. I have a great experience every time I need to communicate with my broker. Always very helpful and very friendly. Fast response to emails and never spend too long on the phone. Was easily able to add my partner to my plan.

Tara Hull


This was the best insurance broker. They found me the best price, very proficient with my needs, and answered all my questions. Shaun was so helpful and I recommend this place highly. 

Arjay Ancheta


Shaun is awesome. Super helpful and really made sure to outline all the options and took the time to explain everything clearly. I thought I was going to end up paying way more on my car insurance and it turned out to be way less. Thanks a bunch!

SR22 Auto Insurance Savings

What's SR22 Insurance?

What's SR22 Insurance? Let's give you a quick explanation.

When SR-22 Insurance Could Be Required

If you're facing a court date due to a traffic violation, one outcome of your case could be that you have to get SR-22 insurance. An SR-22 filing informs the state that you have adequate insurance coverage, and it informs the state if you let your coverage lapse. Here's when you might need SR-22 insurance and how you get it.

The laws concerning SR-22 requirements and filings vary by state and the requirements may even vary in your state according to the offense. It's possible that you'll be required to get this kind of insurance after getting arrested for a DUI, getting caught driving without insurance, or receiving several traffic violations. An SR-22 in itself is not actual insurance. It is just a notification filed by your insurance company with your state that verifies you have insurance coverage. You may need to maintain this filing for a few years, and if you let your insurance lapse, the insurance company will inform the state and you may be required to start the SR-22 process all over again.

How To Buy SR-22 Insurance

Not all insurance companies want to bother with SR-22 filings. If you currently have insurance, the company may drop you. In order to start the clock ticking on the mandated length of your SR-22 filing, you have to purchase insurance. The only charge for an SR-22 is the filing fee, which should be an affordable cost. However, if you've had a traffic violation that results in the need for an SR-22, your insurance rates will probably soar.

The purpose of obtaining an SR-22 is so the state knows that you have at least the minimum amount of insurance when you drive and are able to be financially responsible for an accident you cause. Driving without insurance or without an SR-22 when you're required to have one could result in even more severe punishment from the court.

Finding SR-22 insurance is just like looking for any other type of car insurance. Find a company that will file your SR-22 with the state and then talk to an agent about how to get insurance at an affordable price. You might need to get a non owners SR-22 policy and drive a family member's car occasionally rather than have your own car. You might need to downgrade your new vehicle to an old car to get the best insurance rate.

As long as you keep your driving record clean, you'll be free from the SR-22 requirement in a few years and your traffic violation will have aged, and this might help you get more affordable insurance again.

File Your SR22 Online

  1. Apply on your phone
  2. Receive your rates by text message
  3. E-Sign your policy on your phone

SR22 Auto Insurance Savings

SR22 Basic Information

What Is An SR22 Auto Insurance Policy?

An SR22 is a document filed with the DMV that shows proof of financial responsibility. ( Basically, it's a document that is attached to your auto insurance policy and DMV tracks this to make sure you keep an active auto insurance policy. ) You’ll need an SR22 if you were caught committing a major violation while driving, and you’ll be required to carry the SR22 for a specified amount of time depending on your situation. Once you properly fulfill the SR22 time period, your need for an SR22 will end and you won't need the SR22 filing anymore.

You May Need An SR22 Auto Insurance Policy If One Of The Following Has Happened:

-You were involved in a DUI, DWI or any major moving violation

-You were at-fault for an accident while driving without carrying auto insurance

-Your license has a suspension or has been revoked by DMV or the courts

How Long Will You Need An SR22 Auto Insurance Policy?

An SR22 will most likely be required for three years. You must carry continuous insurance during the specified period of time before the SR22 should be removed. If your policy lapses or is canceled, the auto insurance company is required to notify the DMV immediately and your license can be suspended at the point.

Possible Ways To File Your SR22 Auto Insurance Policy:

1) We can attach the SR22 to a new car insurance policy that we write for you. 

2) We can get the SR22 filed separately from your current car insurance. 

3) We can issue an out-of-state SR22 if needed. 

4) "Non Owners SR22" (If you do not have a vehicle registered in your name but want to get your license back)

File Your SR22 Online

  1. Apply on your phone
  2. Receive your rates by text message
  3. E-Sign your policy on your phone


SR-22 Auto Insurance Savings

SR-22 Price Saving


How To Effectively Save Money On An SR-22 Auto Insurance Policy

If you've gotten in trouble on the road — be it a DUI or reckless driving — you may be required to have an SR-22 insurance policy. This form of insurance states that you're carrying the minimum liability insurance in your state. If you need to get this type of policy, these tips can save you some money. 

Compare Rates From Multiple Lenders

There are a lot of lenders today that offer SR-22 policies. Let us shop some of the top CA SR-22 providers.

Switch to a Low-Risk Vehicle

How much you pay for an SR-22 auto insurance policy also depends on the type of vehicle you drive. For example, if you drive a fast sports car, you're considered more of a liability and thus will have to pay more for this insurance.

Conversely, if you drive a mini-van with advanced safety mechanisms, your SR-22 policy will be much cheaper. If your vehicle is considered a greater risk, you might consider switching vehicles, at least on a temporary basis. You can then save money every month on insurance.

Increase the Deductible 

How much you pay out of pocket for vehicle damage before insurance kicks in is known as the deductible. This is one of the more important figures to focus on when trying to lower your SR-22 insurance costs.

By raising this deductible amount, you can make your monthly premiums more affordable. Thus, assuming greater liability for vehicle damage may be worth having cheaper monthly rates. This is particularly true if you're a good driver and don't really find yourself dealing with auto collisions.

Just make sure that if you raise this deductible, you do so by a reasonable amount as to not put yourself at risk financially in the future should you get hit on the road. 

If you're required to have an SR-22 policy because of some driving incident in the past, there are still plenty of ways you can save money. Just do what works best for your finances and personal driving situation.