SR22 Insurance Savings
No Extra Fees! No Hidden Fees!
Non Owner SR22 Insurance Filings
Regular SR22 Auto Insurance Filings
We charge $0 broker fees while offering same-day SR22 filings.
Arizona - California - Nevada - North Dakota - Ohio - South Dakota - Texas - Washington - Wyoming
SR‑22 Insurance Made Simple — Fast Filing, Low Rates, Same‑Day Proof
SR‑22 insurance is a state‑required filing your insurer sends to your state DMV to prove you carry the minimum auto liability coverage after a serious violation such as DUI, driving without a valid license, or driving without active auto insurance. It is not a policy itself — it’s a certificate of financial responsibility.
At SR22Savings.com, we help drivers get fast, affordable SR‑22 filings in California, Arizona, Nevada, Texas and across the U.S. with same‑day proof, no hidden fees, and instant quotes from trusted insurance partners. We are your one-stop shop for low cost auto insurance coverage with an SR22 filing and no extra fees.
Thats right! $0 brokers fee's when getting SR-22 insurance with us.
Get Your SR‑22 Filed Today
We make the SR‑22 filing process simple:
​
-
Instant online quotes and buying options
-
No extra broker fees to save you money
-
Same‑day SR‑22 filing with your states DMV
-
Low‑cost insurance options for high‑risk drivers
-
Non‑owner SR‑22 insurance policies available online
-
Available for DUI, suspended license, and no‑insurance violations
​
Review your options below to get started.
Option 1
Auto Insurance With SR22
For people who own a car or drive a car regularly.
Shop for cheap auto insurance with an SR22 filing included with the policy. The SR22 is sent to the selected state DMV office electronically after purchase.
We also offer auto insurance without SR22 filing if you just need affordable auto insurance.
Option 2
Non Owner SR22 Insurance
For people who don't own a car but may borrow a car occasionally we offer non owner insurance policies.
A non owner insurance policy is a great option for people who don't own a car but need an SR22 filing to get their license reinstated.
Shop for cheap non owner insurance with an SR22 filing and get your license back to active.
How Much Does SR‑22 Insurance Cost?
Most drivers pay an additional $25–$50 SR22 filing fee when starting a new policy. SR22Savings strives to find you the lowest monthly premium for the auto insurance coverage depending on driving history, where you reside, and the insurance company we place you with.
​
Costs vary by:
-
State filing rules
-
Violation type (DUI, no insurance, etc.)
-
Whether you own a car
-
Your age, ZIP code, and driving record
​
We compare rates from different insurance carriers to help you find the cheapest SR‑22 insurance available!
What Clients Say About SR22 Savings!
Check Out Our Trustpilot Reviews
How SR‑22 Filing Works​
Your insurance company files the SR‑22 electronically with the DMV. After it's filed you need to keep the policy active to maintain the state minimum coverage required for 2–3 years depending on your state.
​
The process:
-
Get a Quote
-
Fill out our simple online application with your information.
-
-
Choose Your Plan
-
Select the insurance policy that best fits your needs and budget.​
-
-
​Compare Rates
-
Receive quotes from multiple insurance providers for auto insurance with an SR22 filing.
-
-
Get Covered
-
Complete the necessary paperwork and get your SR22 filing sent to the state DMV.
-
Need SR‑22 Without a Car? (Non‑Owner SR‑22)
A non‑owner SR‑22 insurance policy provides basic liability coverage to drive a borrowed car. It will satisfy your state DMV SR‑22 requirements without owning a vehicle.
​Perfect for:
Drivers who don't own a vehicle
Drivers who don’t drive very often
Drivers needing their license reinstated after a suspension
Multiple State SR‑22 Insurance
Most states require SR‑22 filings for:
DUI or DWI convictions
Violation for driving without insurance
License suspension to be reinstated to active
Serious at‑fault accidents with or without insurance
​
We provide:
Same‑day SR‑22 filing
Cheap non‑owner SR‑22 policies
Low‑cost high‑risk insurance options
No broker fee shopping service
Washington
State
Non Owner SR22 Policy
Standard SR22 Auto Policy
Arizona
California
Ohio
Texas
Nevada
Why Drivers Choose SR22Savings.com
​We are fast, affordable and confident.
Stop overpaying when starting a new SR22 Insurance policy!
SR22 Savings charges $0 broker fees to save you money when starting a new sr-22 insurance policy.
Most other agencies and brokers charge you a $100-$300 brokers fee just to start a policy with them. SR22Savings.com doesn't charge broker fees, which saves you money!
​
SR22 Savings puts you first. With lightning-fast quotes to great customer support for SR22 filings, SR22 Savings make the process easy so you can get back on the road and that's why our clients give us a '5-star' rating!
If you're a high-risk driver or have had a DUI conviction in your state, we specialize in offering fast and reliable SR-22 filings with auto insurance that's tailored to your needs. We shop the auto insurance market to find you affordable auto insurance rates that include an SR-22 filing if they need it.
Apply online and let's find you some SR22 Savings!
​​
-
Instant Online Quotes​​
-
Get a quote within minutes online or by text message.​
-
-
More Affordable Rates
-
We offer competitive rates to fit your budget for auto insurance with an SR22 filing.​
-
-
No Extra Fees
-
​We don't charge upfront broker fees which saves our clients hundreds of dollars.​
-
-
Easy Price Comparison
-
Easily compare rates from multiple insurance providers with your agent.
-
-
Expert Support and Guidance
-
Our team of SR22 insurance experts are here to assist you every step of the way.​
-
-
Fast SR-22 Filing Approval
-
Get your SR22 insurance filing approved quickly and start driving legally again.​
-
Why Choose Us
Instant Quotes: Get a quote within minutes online or by text message.
Affordable Rates: We offer competitive rates to fit your budget for auto insurance with an SR22 filing.
Easy Comparison: Easily compare rates from multiple insurance providers with your agent.
Expert Guidance: Our team of SR22 insurance experts are here to assist you every step of the way.
Fast Approval: Get your SR22 insurance filing approved quickly and start driving legally again.
SR22 Insurance Savings Partner Companies
We Find You SR22 Insurance Savings
SR22 Insurance FAQ
Find SR22 Insurance Savings
Shop SR22 Insurance
Find Savings Today
Cheap SR22 Insurance
Policy Options
​
Regular SR22
Auto Insurance
or
Non Owner
SR22 Insurance
​
SR22 Filings Available
99% Customer Satisfaction
It's Our Goal
Read all our customer reviews from our clients on Top Rated Local.
​
Over 99% customer satisfaction rating from our clients.
​
Cheap SR22 Insurance Savings!
SR22 Information
All About SR22's
Get SR22 Information
​
Get valuable information about the cheapest SR22 insurance and how we can help you save money.
​
SR22 auto insurance and non owner SR22 auto insurance filings is what we do best!
In-depth Breakdown of SR22 Insurance and Non-Owner SR22 Insurance
Updated: May 2026
Everything you need to know about SR22 insurance and non-owner SR22 insurance.
Read over some SR22 insurance facts to make an educated decision.
Finding that drivers license suspension notice from your state motor vehicle department in your mailbox is never a fun experience. Even worse is when it says you need to file something called an SR-22 before you can get your license back to active and get back on the road to drive. SR22 insurance is not a type of insurance policy. It's a filing sent to your state DMV and is essential for many drivers to get back to driving on the road after a major moving violation or offense.​
Review the topics below to learn everything you need to know about SR-22 filings and how they offer high-risk drivers the ability to regain their driving privileges after getting a suspension or revocation from the state DMV.
SR22 Insurance
SR22 insurance is not an actual auto insurance policy that you purchase. Rather, it is a Certificate of Financial Responsibility that proves you have the minimum liability coverage required by your state.
​
Here are some key facts about SR22 insurance:
-
It is a form filed with the state by your insurer certifying you have active auto insurance coverage
-
Also referred to as a Certificate of Financial Responsibility or CFH form
-
Not required in every state, but mandatory in most for high-risk drivers
-
Helps drivers get their license reinstated after suspension or revocation
-
Shows the DMV that you meet state-level liability coverage requirements
-
Allows the DMV to monitor your insurance coverage for a set time
The SR22 gives the Department of Motor Vehicles confirmation that you are adequately insured to meet minimum state requirements. Having an SR22 form on file is mandatory after certain driving incidents before the DMV will reinstate your driving privileges.
SR22 Insurance Needs
SR22 insurance is typically required for drivers that are viewed as a high-risk driver.
Things that would make a person be viewed as a high-risk driver are:
-
Anyone convicted of a DUI or DWI
-
Drivers who have multiple traffic violations like getting a ticket for reckless driving
-
People with a lapses of auto insurance coverage
-
People who have their license suspended or revoked from the state
-
People convicted of speeding or running red lights multiple times
-
Someone that has been involved in a ton of at-fault accidents
-
Someone involved in an accident without having an active auto insurance policy
-
Someone driving a vehicle without proper auto insurance coverage
​​
High-risk drivers that need an SR22 will need it for around 3 years, depending on the state requirements. This allows state motor vehicle departments to monitor whether a person has the required auto insurance to keep an active drivers license.
Getting SR22 Insurance Coverage
If you are notified you need to file an SR22, you need to find an insurer that offers SR22 filing services. At SR22 Insurance Savings, we deal with insurance companies that specialize in providing high-risk and non-standard auto policies. They are familiar with SR22 filing requirements in every state.
These include:
​
Use our quote tool to compare SR22 insurance online quotes easily.
Purchase an SR22 Insurance Policy
Once you purchase a policy from an insurer that agrees to file your SR22, they will submit a form to the Department of Motor Vehicles verifying that you have active insurance coverage.
This allows the state motor vehicle department to reinstate your driving privileges, provided you have fulfilled any other requirements like paying fines or completing traffic school.
Maintaining Your SR22 Insurance
The key requirement with SR22 insurance is maintaining continuous, uninterrupted coverage for the entire mandated term, usually three years. If you cancel your policy or allow it to lapse for any reason, your insurance company will immediately notify the DMV. Your license will then be suspended again.
Switching Insurance Companies
To switch insurance companies with an SR22 is still needing to be active, people should first secure a new sr22 insurance policy with a new carrier that offers SR22 filings. Only once they have submitted the SR22 filing a person then cancel their old sr22 insurance policy. This prevents any gap in coverage!​
​
As long as someone maintains their SR-22 filing with an active insurance policy and make your monthly payments on time, the insurance company will keep the SR-22 filing active with your state DMV.
Getting Non-Owner SR22 Insurance
If someone needs to file an SR22 but they don't own a vehicle, there are a few options available. Many insurance companies offer non-owner SR22 insurance policies to provide the required proof of financial responsibility also know as an SR-22 Filing.
A non-owner SR22 policy covers liability coverage if someone barrows and drives another persons car. The policy proves to the state that you have the minimum required insurance coverage to operate a vehicle and cover an accident you may cause, even without owning a car yourself.
Required SR22 Filings
The length of time an SR22 must remain on file varies by state and depends on the severity of the offense. Generally, SR22 requirements fall in the three to five-year range.
However, some states require an SR22 to be maintained for more than five years for major infractions, repeat offenders, or serious accidents.
It is essential not to allow your insurance policy to lapse before the requirement is up because you could risk having to start the whole timeframe over again. This can lead to another drivers license suspension and possibly even longer SR22 requirements by the state.
Restore Your Driving Privileges
Being required to file an SR22 might seem like a bureaucratic nightmare and financial burden. However, this simple form provides a route to restored driving privileges after a suspension or revocation.
The SR22 requirement allows high-risk drivers the chance to prove they are now insurable and responsible behind the wheel. By maintaining constant insurance coverage for the mandated period, driving records can gradually be rebuilt.
Get an SR22 or Non-Owner Quote Today
Give us a call at 855-772-2728 or fill out the online application to get started.